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Credit and Debt Counseling

Law Offices of Thomas J. Minotti P.C.

158 Vineyard Ave · Highland, NY · 12528-2327

Law Offices of Thomas J. Minotti P.C. is listed as a credit and debt counseling office in Highland, New York. Offices of this kind review your full budget and, where it fits, set up a debt management plan that consolidates unsecured balances into one monthly payment at a reduced interest rate.

Before you callAsk what the fee is and when it is charged, whether the service is in writing, and which state agency licenses them. No legitimate debt settlement firm charges a fee before a debt is settled, and no one can remove accurate information from a credit report.

Details

What credit and debt counseling offices typically handle

Counselors review your whole budget, then often propose a debt management plan that rolls unsecured balances into one monthly payment at a reduced interest rate. Nonprofit agencies are the standard here, and a genuine session should include a full budget review before anything is sold to you.

  • Budget review
  • Debt management plan
  • Creditor negotiation
  • Housing counseling
  • Financial education

These are the services standard for this kind of provider, not a confirmed list for this business. Confirm before you rely on it.

Location

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